Optometry malpractice insurance coverage is available on an individual basis as well as for professional corporations, partnerships, or other group entities.
Most optometry malpractice insurance companies require a majority of the shareholders, partners, or employed practitioners to insure with the carrier to provide entity coverage.
Optometry malpractice insurance premiums are based on policy limits, practice territory, and practice hours.
Various optometry malpractice insurance policy discounts may apply based on the date of licensure/first practice start date and claim history. Depending on the company, coverage may be provided on an “Occurrence, “Claims-made” or “Convertible Claims-made” policy form.
For optometry malpractice insurance “policy form” details, please click the Frequently Asked Questions link below: